Crypto Exchanges

Story: Apex Partners with FusionIQ to Simplify Investment Services for Banks and RIAs

By Dan Saada

1 / 15

What Each Side Brings. Apex isn't new to this kind of behind-the-scenes role.

2 / 15

The Marstone Acquisition Adds Another Layer. FusionIQ also recently acquired Marstone, a digital wealth technology provider.

3 / 15

Gaps in the Announcement. The absence of specifics is probably the most frustrating part of this deal for anyone evaluating…

4 / 15

Apex Fintech Solutions and FusionIQ are joining forces. The two companies are combining Apex's clearing and custody infrastructure with FusionIQ's digital wealth tools, targeting…

5 / 15

The pitch is pretty straightforward. Right now, a bank or credit union that wants to offer brokerage accounts to its customers basically has to go find a custodian, then find a…

6 / 15

Apex isn't new to this kind of behind-the-scenes role. The firm already powers the clearing and custody infrastructure for Cash App Investing and Coinbase's trading products,…

7 / 15

FusionIQ's side of the deal covers the actual investor experience. Its platform supports self-directed investing, digital advice, and adviser-assisted models.

8 / 15

Worth noting: Apex Clearing was already one of FusionIQ's custodial integrations before this announcement. Pershing, Fidelity, and DriveWealth are also on that list.

9 / 15

FusionIQ also recently acquired Marstone, a digital wealth technology provider. That deal brought financial-planning and wellness tools into FusionIQ's platform, which probably…

10 / 15

More context: XRP Struggles Below $1.50 as 72% of Holders Face Losses Above $2

11 / 15

The Marstone acquisition seems to have come just before — or around the same time as — the Apex partnership announcement, which suggests FusionIQ was deliberately building out…

12 / 15

What's not unclear: neither company has named any initial clients. No launch dates. No pricing details.

13 / 15

It's also worth pointing out that the wealth-tech integration space is crowded. Plenty of vendors are pitching similar "one-stop-shop" stories to community banks and RIAs right…

14 / 15

Read also: ECB Launches Digital Euro Pilot with 36 Banks as Merchant Participation Crucial

15 / 15

The digital advice market for smaller financial institutions has been building slowly for years. Demand is real. Execution is hard.

The Currency Analytics

Want the full story?