Altcoins News

Story: Bancor (BNT) For DeFi Made Simple and About Passive Income

By Steven Anderson

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Bancor’s single-sided liquidity pools are great.  No math, no maintenance, no middlemen. At Bancor, you just sit back and collect fees. It’s DeFi made simple.

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Korpi expressed:  Do long-term liquidity providers (LPs) to AMMs earn passive income? What is their ROI when the impact of impermanent loss (IL) is included?

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LPing involves investors lending their idle assets to an AMM in anticipation of passive returns from trading fees.

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 IL is the difference in value between holding tokens in an AMM liquidity pool and holding them in a wallet. This difference can be either equal to 0 (no IL) or negative (IL).

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IL is dependent on the price ratio between two tokens in the pool. The bigger the divergence between the current price ratio and the initial price ratio, the greater the IL.

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There are a few ways LPs can mitigate IL by taking a more active approach to LPing, however, none of them guarantee they will not suffer from IL and eventually incur a net loss…

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IL is pretty painful in LPs with volatile assets and stablecoins. We come to the 1st (obvious) tip: 1: To minimise IL, add to LP positively correlated assets.

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When using AMMs, traders pay a fee which goes to liquidity providers. It's a source of passive income which can mitigate IL or even produce net surplus.

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Buy you have to share the fees with other liquidity providers. So your passive income from fees depends also on total liquidity in LP.

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The higher V/L, the more fees you earn. E.g.: For daily V/L of 1 and 0.3% swap fee, your 1$ of liquidity earns V/L*0.3%=0.003$ daily, i.e. 1.095$ annualized (109.5% APY).

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