Altcoins News

Story: CLARITY Act Stalls in Congress, Leaving 50 Million Crypto Users Without Rules

By Dan Saada

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A Patchwork of Rules Nobody Wanted. Right now, crypto companies operating across the United States don't have one rulebook.

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Wall Street Integration as a Workaround. Some industry voices have started pushing a different angle.

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What the Stagnation Actually Costs. The cost of doing nothing is real, even if it's hard to put a single number on it.

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The CLARITY Act is going nowhere fast. Stuck in congressional gridlock, the bill that was supposed to bring clear federal rules to the digital asset market keeps stalling — and…

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It's a frustrating situation, and it's been dragging on long enough that frustration has basically become the default mood across the crypto industry.

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Right now, crypto companies operating across the United States don't have one rulebook. They have fifty, plus federal agencies that sometimes contradict each other.

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Consumers aren't doing much better. Individual investors trying to engage with crypto markets don't always know what protections apply to them, if any.

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The delay has also created a chilling effect on institutional money. Big financial firms that might otherwise move faster into digital assets are watching the regulatory…

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Some industry voices have started pushing a different angle. Rather than waiting for Congress to act, they're arguing that crypto's real growth path runs through existing Wall…

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It's an interesting pivot. And it's probably gaining traction partly because the legislative route looks so blocked.

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Related: Crypto PACs Pour $3M into Maryland Races While Blitzing California Primaries

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But it's not a real solution. Integrating crypto into Wall Street products without clear federal rules still leaves consumers exposed.

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The cost of doing nothing is real, even if it's hard to put a single number on it. Innovation slows when legal risk is undefined.

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There's also a consumer protection angle that doesn't get enough attention. Clear rules don't just help businesses plan. They protect people.

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Policymakers seem to understand the problem in theory. The conversations about crypto regulation have been going on for years.

The Currency Analytics

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