stable coins

Story: Senate’s CLARITY Act Faces Critical Vote After Intense Bipartisan Negotiations

By Julie Binoche

1 / 15

Ethics Rules With Real Teeth. The ethics piece is probably the most politically charged part of the whole thing.

2 / 15

Stablecoins, BRCA, and the Compliance Shift. On stablecoins, the bill hands the Treasury Secretary authority to restrict rewards if community…

3 / 15

Tuesday's Vote and What 35% Really Means. Here's the cold number: Polymarket puts the CLARITY Act's odds of passing this year at 35%.

4 / 15

Senate Republicans dropped a revised, 635-page CLARITY Act just two days before a critical procedural vote, and the pressure is real.

5 / 15

The updated proposal is the product of a year-long bipartisan slog that involved 126 amendments requested by Democrats. That's not a small number.

6 / 15

The ethics piece is probably the most politically charged part of the whole thing. Under the revised bill, state attorneys general would get the power to enforce restrictions on…

7 / 15

And the penalties aren't symbolic. Violations could cost someone $500,000 or 20% of the transaction value, whichever is bigger. That's a serious number.

8 / 15

Pretty much everyone in the crypto industry has watched federal officials trade tokens while simultaneously writing the rules around them.

9 / 15

On stablecoins, the bill hands the Treasury Secretary authority to restrict rewards if community banks start taking significant deposit losses.

10 / 15

The BRCA changes are maybe less flashy but still matter a lot to developers and validators. The revised version would keep shielding them from being classified as money…

11 / 15

Related: XRP Stagnates as 93% ETF Inflow Drop Signals CLARITY Act Anxiety

12 / 15

The bill also removes references to Section 1960 of Title 18 of the US Code — that's the section covering unlicensed money transmitting businesses.

13 / 15

Additional provisions take aim at affiliate trading and conflicts of interest at digital commodity exchanges, brokers, and dealers.

14 / 15

Here's the cold number: Polymarket puts the CLARITY Act's odds of passing this year at 35%. That's the highest it's been since late July, but it's still not great.

15 / 15

The procedural vote is set for Tuesday at 2:15 p.m. ET. It's not a final passage vote — it's a motion to proceed, basically a test of whether enough senators are willing to bring…

The Currency Analytics

Want the full story?