stable coins

Story: Clearpool and Cicada Partners Launch RLUSD Lending Product Despite XRP Ledger Delay

By Dan Saada

1 / 15

XRP Ledger Features Still Dormant. The specific XRP Ledger functionality the product depends on hasn't been switched on yet.

2 / 15

Why RLUSD for Institutional Lending. Stablecoin-based lending products have been gaining traction across the broader crypto lending…

3 / 15

What's Actually Holding This Up. The honest answer is: the blockchain. Not the companies, not the compliance work, not the market…

4 / 15

Clearpool isn't waiting around. The decentralized finance protocol has teamed up with Cicada Partners, an investment firm, to build an institutional lending product built around…

5 / 15

The product is basically ready on paper. Clearpool brings the DeFi infrastructure, Cicada Partners brings the investment side, and RLUSD sits at the center of the whole thing as…

6 / 15

The specific XRP Ledger functionality the product depends on hasn't been switched on yet. Until it is, the lending system can't run the way it's designed to.

7 / 15

It's worth noting that this kind of dependency isn't unusual in crypto. New financial products built on top of blockchain infrastructure routinely sit in a preparatory phase…

8 / 15

What Clearpool and Cicada Partners seem to be betting on is that the wait is worth it. The XRP Ledger, once the relevant features are active, would give the product a scalable…

9 / 15

More context: Revolut Cuts USDT for Europe as Argentinas Lemon Hits $9.3B in Stablecoin Volume

10 / 15

Clearpool's decision to build around RLUSD rather than USDC or USDT is interesting. It ties the product tightly to the XRP ecosystem, which is probably why the XRP Ledger…

11 / 15

Both companies seem to think they can deliver that. The collaboration is described as a strategic move to meet growing institutional demand for crypto-native financial products…

12 / 15

It's a strange position to be in publicly. Announcing a product that can't launch yet is a calculated move.

13 / 15

See also: XRP Jumps 24% in 24 Hours, Bitwise ETF Clears $55 Million in Volume

14 / 15

What's clear is that both firms see real opportunity in institutional stablecoin lending. Whether the XRP Ledger activation comes in weeks or months, Clearpool and Cicada…

15 / 15

No official timeline has been disclosed for when that might be.

The Currency Analytics

Want the full story?