stable coins

Story: CoinZoom Crypto Card Spending Jumps 163% as Gas and Grocery Bills Bite

By Maheen Hernandez

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Crypto-Linked Card Volumes Nearly Tripled in a Year. CoinZoom's growth didn't happen in a vacuum. The broader stablecoin-funded card market has been on…

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Compliance and Global Reach Back the Growth Story. CoinZoom isn't just a rewards play. The company runs a pretty serious compliance operation.

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CoinZoom's debit card is getting a real workout. Spending surged through the first half of 2026 as cardholders leaned hard on the rewards program to claw back some ground against…

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Gas has stayed above $4 a gallon nationally since April. Grocery costs have climbed 23% over three years.

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Traditional debit cards offer zero on that front. And credit cards aren't really the answer either, not with interest rates north of 20% right now.

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CoinZoom's card works across more than 175 million merchants worldwide. Users can fund purchases in USD or crypto, and earn up to 5% back in crypto on what they spend.

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And the peer-to-peer side is moving too. CoinZoom's ZoomMe feature lets customers in 169 countries send cash or crypto instantly, with no fees.

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CoinZoom isn't just a rewards play. The company runs a pretty serious compliance operation. It's a registered Money Services Business with FinCEN and holds a SOC2 Type II…

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Read also: Fed Governor Lisa Cook Warns Crypto and Risk Assets Face Rate Hike Threat

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Subsidiaries in Australia, Latvia, Ireland, and Bermuda give CoinZoom a footprint that most U.S.-based crypto card issuers can't match.

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The multi-layered security approach — SOC2 certification, FinCEN registration, AUSTRAC compliance — is probably what lets CoinZoom operate at that scale without the regulatory…

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What's clear is that the card's core pitch holds up in a high-inflation environment. Consumers aren't adopting crypto-linked cards because they're ideologically committed to…

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The 163% volume jump from May 2025 to May 2026 is the number that sticks. That's not organic drift — that's a behavioral shift.

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See also: Mastercard Buys BVNK for $1.8B and Tests Stablecoin Compliance With Borderless

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CoinZoom's platform basically sits at the intersection of two trends that aren't going away: persistent inflation squeezing household budgets, and crypto infrastructure maturing…

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