Bitcoinhas retraced recovery to more than the $10,000 price trend; however, the outlookcontinues to be bearish and the lower-highs patterns are intact on the chart.

Therecovery achieved by the token over the past 24 hours is struck in the priceranges exhibiting key resistance levels and there is a lack of volume.

IfBTC would clear the key resistance around the $10,200 area on the high volumes,the $11,120 price level will come in to play.

However, BTC is facing a very tough time to crosspast the $11,120 price range.

Anne Boden, from her 30 years of experienceworking with the famed financial institutions in the world stated,"[Blockchain] is easily the most revolutionary money change on the horizonand may make a huge difference across the fintech sector."

Boden, being a banking doyen has her own thoughtsabout how banks should change and evolve due to different factors. However, she opines that the same factorsshould be viewed with blockchain and cryptocurrency-tinted glasses.

Boden opines that customers have changed a lot.  They are buying everything in a different manner.  They are doing things differently.  Technology has changed a lot.  All of them are wandering around with their smartphones and these phones provide for a better market penetration when compared to the laptop.  The regulations are continuing to change.  Challenger banks are winning in their own ways by disrupting the way the banks function by focusing more on the customers and improving on their everyday usability with institutional financial systems and technologies.

Frank Zhou, CEO of Zeux, stated, "App-banks,or digital banks, are making things more convenient for everyday customers tomanage their banking.”

There are different requirements in the earlyadopter space. Many are interested incryptocurrency, ranging from investing, trading and using it for theirpayments. These customers areincreasingly easier to reach and they are willing to give a try to the newestdevelopments in the cryptocurrency space.

Several app-based and digital banks are providinga very convenient method of managing money and they are mostly based on theirconventional payment infrastructure. However, the cross border payments will continue to take 3-5 days inorder to settle.

Dmitry Lazarichev, stated, "Decentraliseddigital currencies have the potential to revolutionize many aspects of thepayments industry due to their transparency, mobility, andease-of-use." He further opined that cryptocurrency have asignificant opportunity in the areas of international remittance. When compared to the cross-border cryptotransactions, cryptocurrencies are significantly faster than conventional moneytransfer methods. They require verylittle in fees and charges.