Finance News
By Jean-Luc Maracon
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AI Hype Meets Regulatory Reality. The FCA's AI concerns are worth pausing on. Research cited by the regulator found that nearly half…
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Mini-Bonds, Disclosure Rules, and the Advice Gap. High-risk products are back on the FCA's radar. The regulator flagged mini-bonds and loan notes…
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New Platforms, New Access. The FCA launched two new structures worth knowing about.
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The UK's Financial Conduct Authority isn't waiting around. At the 2026 Investor Summit, Lucy Castledine, director of consumer investments, laid out a sweeping set of changes…
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Castledine's remarks covered a lot of ground — AI risks, mini-bonds, advice frameworks, disclosure rules.
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The FCA's AI concerns are worth pausing on. Research cited by the regulator found that nearly half of young people mistakenly believe AI-generated financial information is…
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It's worth noting that AI-generated financial content is spreading fast across social platforms, and regulators globally are struggling to keep pace.
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High-risk products are back on the FCA's radar. The regulator flagged mini-bonds and loan notes specifically, warning that these products often sit outside standard regulatory…
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On disclosures, the picture is kind of grim. A recent review found that only a small percentage of pre-sale disclosure documents were written in plain English.
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Read also: FCA Reports 35% Surge in Complaints, Promises Stricter Oversight for Banks and Insurers
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The regulator is also reworking how firms communicate interest rates on cash holdings. Sounds dry, but it matters — consumers often don't know what rate they're getting on…
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The advice framework is getting a rethink too. The FCA wants to move away from a hard line between formal advice and general guidance, creating more of a spectrum.
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The FCA launched two new structures worth knowing about. The Public Offer Platform is designed to help growing companies raise capital more easily.
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Related: FCA Mandates Overhaul of Bridge Platforms to Enhance Consumer Safeguards
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The Consumer Duty initiative runs through all of it. The FCA keeps returning to the idea that information should be practical, not just technically compliant.
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