Regulations

Story: FCA Chief Warns Tech Will Transform UK Pensions

By Julie Binoche

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Targeted Support Launches Next Month. Big news dropped. The FCA rolls out something called Targeted Support next month, designed to…

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Political Pressure Builds. Rathi acknowledged that politicians are paying way more attention to pensions these days.

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Digital Currency Concerns. Rathi mentioned the FCA is closely monitoring digital currencies and their potential impact on…

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Nikhil Rathi dropped a bombshell at JP Morgan's pension summit yesterday. The Financial Conduct Authority boss told London's biggest pension players that technology is about to…

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Speaking at the JP Morgan Pensions and Savings Symposium 2026, Rathi painted a picture of sweeping changes ahead.

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Big news dropped. The FCA rolls out something called Targeted Support next month, designed to bridge the massive gap between generic financial guidance and proper regulated advice.

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Rathi said the FCA plans to propose simplified rules next week that'll broaden consumer access to personalized advice.

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The FCA is working with the Pensions Regulator and government bodies to push these changes through.

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Rathi acknowledged that politicians are paying way more attention to pensions these days. He warned firms to get ready for behavioral changes and demand shifts that technology…

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The FCA boss questioned whether the current pension system can actually evolve fast enough to meet new technological demands.

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Rathi also talked up the FCA's collaboration with the Pensions Dashboard Programme, set to launch in 2027.

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The FCA is focusing on improving financial literacy across the UK too. Partnering with educational institutions and financial organizations, they plan to roll out workshops and…

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The FCA chief emphasized ongoing dialogue between regulators and the financial services industry.

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Rathi wrapped up by stressing the collaborative approach as vital for maintaining the UK pension system's robustness in a rapidly changing financial environment.

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