Regulations

Story: FCA’s New Reporting Rules Slash Industry Costs by £108 Million Annually

By James Thorp

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Fewer Fields, Fewer Headaches. The core of the reform is pretty straightforward. Reporting fields drop from 65 down to 52.

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The Taskforce Behind the Curtain. It's not just the FCA working on this. The regulator is running the reform in collaboration with…

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What the FCA Says It Still Needs. Accurate data isn't going away. The FCA is explicit that the streamlined requirements are meant to…

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Britain's financial watchdog just made life cheaper for hundreds of firms. The Financial Conduct Authority finalized new transaction reporting rules that will save the industry…

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The headline number is £108 million. That's the gap between what MiFID transaction reporting currently costs the industry — £493 million a year — and what the FCA expects firms…

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The core of the reform is pretty straightforward. Reporting fields drop from 65 down to 52. Foreign exchange derivatives get pulled out of the reporting requirements entirely,…

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And then there's the error correction window. Right now, firms have five years to go back and fix historical reporting mistakes. The FCA is cutting that to three years.

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The effective date is April 3, 2028. The FCA says it picked that timeline deliberately, to give firms enough runway to rebuild or reconfigure their reporting systems without…

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It's not just the FCA working on this. The regulator is running the reform in collaboration with the Bank of England and the Treasury, with the explicit goal of aligning…

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Read also: FCA Alerts 760,000 Young Adults to Unclaimed £2,000 Child Trust Funds Before College

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To keep things on track, the regulator set up the Transaction and Post-trade Reporting Industry Harmonisation Taskforce. It held its first meeting in July 2026.

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The reforms are spelled out in Consultation Paper CP25/32 and the subsequent Policy Statement PS26/15.

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Accurate data isn't going away. The FCA is explicit that the streamlined requirements are meant to focus reporting on the most pertinent information — the stuff that actually…

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There's also a competitiveness angle here. UK markets have been under pressure to prove they can compete globally, especially post-Brexit, when firms started weighing the cost of…

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Related: Solana Labs Cleared as Baton Corporation Faces Surviving RICO Charges in Pump Fun Case

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