Regulations

Story: FCA Ditches Separate Logins as My FCA Takes Over Everything

By Jean-Luc Maracon

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One Year Later, Platform Proves Its Worth. My FCA launched in March 2024 and it's become essential for most firms.

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What Firms Actually Think. The response from financial companies has been mixed but mostly positive.

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What Comes Next. The FCA hasn't announced specific plans for My FCA's next phase.

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The Financial Conduct Authority killed direct access to Connect and Online Invoicing systems yesterday.

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Firms don't need to do anything right now. Old bookmarks and links for RegData, Connect, and Online Invoicing automatically bounce users to My FCA instead.

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Pretty much overnight, the system changed.

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My FCA launched in March 2024 and it's become essential for most firms. User feedback has been solid, with companies saying the platform cuts down on administrative headaches.

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But there's more to the story. Firms initially worried about another digital overhaul, especially smaller operations that struggled with tech transitions before.

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Rusu thinks the consolidation represents something bigger than just technical upgrades. "We're using firm feedback to create a more streamlined regulatory experience," she said…

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The response from financial companies has been mixed but mostly positive. Larger firms with dedicated compliance teams adapted quickly to the unified platform.

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Some firms still complain about specific features. The invoice processing module occasionally glitches during peak usage periods, according to multiple sources who didn't want…

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And there's the broader question of data security. Consolidating everything into My FCA creates a single point of failure that worries some compliance officers.

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One compliance director at a mid-sized investment firm said the change "basically forced everyone to learn new workflows.

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The platform handles around 50,000 user sessions daily, according to FCA data. Peak usage hits during quarterly reporting periods when firms submit required documentation.

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Rusu's team continues tweaking My FCA based on ongoing feedback. The FCA runs monthly user surveys and hosts quarterly feedback sessions with major firms.

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