Regulations
By Dan Saada
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How Firms Can Actually Use This. Not every financial firm runs a large in-house tech team. The FCA seems to know that.
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What the FCA Says It's Trying to Do. The pitch from the regulator is pretty straightforward: make compliance cheaper, faster, and less…
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Why This Matters Beyond the UK. Compliance technology has been a growth area for years.
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The UK's Financial Conduct Authority just launched a Handbook API. It's a direct pipeline into the regulator's rules, guidance, and standards — and it could quietly reshape how…
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The FCA Handbook has always been the backbone of UK financial regulation. Every firm operating in the sector needs it.
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Not every financial firm runs a large in-house tech team. The FCA seems to know that. The API was built to work across a range of technical setups, which is probably the smartest…
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And for firms that don't want to touch any of it? The FCA's own Handbook website is still there.
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But the API is where things get interesting for the RegTech sector specifically. Developers building compliance tools now have direct, authoritative access to the underlying…
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The pitch from the regulator is pretty straightforward: make compliance cheaper, faster, and less error-prone. Manual processes carry risk.
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Read also: FCA Launches 18-Month Countdown for UK Equity Consolidated Tape to Streamline Market Data
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There's also an AI angle. The FCA specifically pointed to AI solutions as a beneficiary of the API.
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The regulator's view is that better data access drives better RegTech products, which drives better compliance across the sector. It's a chain reaction they're clearly betting on.
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That said — and this is worth flagging — the FCA hasn't released detailed guidelines on how firms access the API yet.
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Compliance technology has been a growth area for years. Regulators globally have been pushing toward more machine-readable rulebooks, and the FCA joining that movement with a…
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For crypto firms operating in the UK — and there are more of them now, given the FCA's expanding crypto registration regime — the API could matter a lot.
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