Regulations

Story: FCA Shuts Down Sendsii Ltd After HMRC Registration Gets Pulled

By Bruce Buterin

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The FCA moved fast. On January 23, 2026, the Financial Conduct Authority basically killed Sendsii Ltd's business operations after the company lost its registration with HM…

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The whole mess started when HMRC suspended Sendsii's registration on October 9, 2025, which pretty much meant the company couldn't meet the Payment Services Regulations 2017…

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People expecting money transfers through Sendsii should contact the FCA's Supervision Hub right away.

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The FCA's crackdown on Sendsii shows how serious regulators are about payment service compliance.

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HMRC's role here is pretty interesting. By pulling Sendsii's registration first, HMRC basically flagged the company for the FCA to investigate.

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Sendsii isn't the first company to get hammered like this. PayLink Services faced similar restrictions in December 2025 after failing FCA compliance checks.

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The timing couldn't be worse for Sendsii. The FCA updated its payment service provider guidelines on March 1, 2026, making compliance checks even stricter.

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Sendsii still hasn't said anything publicly about the restrictions. No statement, no explanation, no timeline for fixing the problems.

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The Payment Services Regulations 2017 that Sendsii violated aren't complicated - they're basic requirements for handling other people's money safely.

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Industry watchers think this case will scare other payment firms into better compliance. The FCA clearly wants to send a message that regulatory breaches won't be tolerated,…

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As of March 11, 2026, Sendsii hasn't provided any plan for getting back into compliance or resuming operations.

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Money remittance companies handle billions in transfers annually across the UK, with many serving immigrant communities sending funds to family overseas.

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The FCA has suspended or restricted 47 payment service providers since 2024, according to regulatory filings.

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