stable coins
By Sydney TheCMO
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What the GENIUS Act Actually Requires. The GENIUS Act was written to build a proper regulatory framework for stablecoins — one of the…
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Compressed Timeline, Real Pressure. Regulators are now working against the clock in a way they weren't supposed to be.
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What Stakeholders Are Watching Now. Everyone in the stablecoin space is watching for the same thing: some signal from regulators about…
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U.S. regulators missed it. The one-year deadline to finalize stablecoin rules under the GENIUS Act came and went, and the rules aren't done.
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That's a real problem. The law's enforcement date sits at January 18, 2027 — unchanged, unmoved, ticking — and now both regulators and stablecoin issuers have less runway to get…
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No names have been attached to the delay. No regulator has publicly explained what caused the holdup or when a draft might land.
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The GENIUS Act was written to build a proper regulatory framework for stablecoins — one of the fastest-growing corners of the crypto market.
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With no finalized rules, stablecoin issuers don't know what compliance actually looks like. They don't know which capital requirements they'll face, what reserve standards will…
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Stablecoin adoption across the broader crypto market has grown sharply in recent years, with issuers ranging from large financial institutions to smaller fintech startups all…
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Regulators are now working against the clock in a way they weren't supposed to be. The original structure of the GENIUS Act gave them a full year. That year is gone.
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Related: SBI Holdings Grabs Majority Stake in Coinhako, Eyes Singapores Crypto Edge
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That's a hard set of boxes to check simultaneously. Rulemaking in financial services isn't fast under normal conditions.
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So the pressure isn't just about speed. It's about quality under speed. Regulators probably can't afford to get this wrong, and they probably can't afford to take their time…
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Unclear, at this point, whether any formal draft has circulated or whether public comment periods have been scheduled. No details on either front.
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Issuers are doing what they can. Some are probably building compliance frameworks around educated guesses about what the final rules might say — modeling on existing bank-like…
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