Altcoins News

Story: Grayscale Puts XRP in Global Payments Bracket, Separating It From Speculative Crypto

By Pankaj K

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XRP's Payments Case, Per Grayscale. Traditional wire transfers can take days, rack up fees across correspondent banks, and still…

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Why Categorization Frameworks Actually Matter. When a firm like Grayscale — one of the largest crypto asset managers by assets under management —…

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What's Still Unclear. Grayscale hasn't disclosed whether this categorization feeds directly into product development,…

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XRP got a notable nod from Grayscale. The asset manager's categorization framework slots XRP as a key payments asset — not just another speculative token — and that distinction…

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Grayscale's framework basically sorts digital assets by what they actually do. Not by market cap. Not by hype cycles. By function.

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Cross-border payments are a mess. Always have been.

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Traditional wire transfers can take days, rack up fees across correspondent banks, and still arrive with currency conversion headaches baked in.

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The firm's categorization places XRP alongside other digital currencies that serve what Grayscale sees as critical roles in financial systems.

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No specific quotes from Grayscale executives were included in the firm's disclosure. No comment from Ripple either, at least not tied to this particular framework.

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When a firm like Grayscale — one of the largest crypto asset managers by assets under management — puts a structured taxonomy around digital assets, it tends to ripple through…

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Read also: XRP Futures Drop $700M as XRPL Nears $4 Billion in Tokenized Assets

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That's probably not nothing for XRP holders who've watched the token trade mostly on Ripple lawsuit headlines for the better part of three years.

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And XRP isn't alone in that bucket. Grayscale's framework puts multiple digital assets into distinct categories. The point isn't to crown a winner — it's to map the landscape.

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Grayscale hasn't disclosed whether this categorization feeds directly into product development, new fund structures, or investment weighting decisions.

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The market's reaction to the classification is still murky too. XRP's price moves on a lot of things — macro liquidity, Bitcoin's direction, Ripple-specific news.

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