Altcoins News

Story: Harpoon Protocol to Purchase At-Risk Collateral for Discount at Terra Powered by Luna

By Steven Anderson

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Terra Powered by Luna Expresses:  Harpoon Protocol is a user-executed liquidation platform for liquidating under-collateralized positions on Anchor’s money market via the Anchor…

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Anchor needs to prevent borrowers from defaulting on their loans issued in UST (collateralized in bLUNA) to avoid systemic solvency risks.

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At-risk collateral = collateral with Loan-to-Value (LTV) ratio exceeding a maximum threshold, currently 50%.

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At-risk collateral on the Liquidation Contract is either fully liquidated or partially liquidated by a third party such as a user-deployed bot, where the underlying collateral is…

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The execution of liquidations is performed via a bidding framework where bidders submit bids to the contract, taking into account the CW-20 asset, size, and premium rate -- a…

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More succinctly, bidders profit from executing liquidations by purchasing the at-risk collateral at a discount to the current Oracle price via a competitive market of other…

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Executing bids is a zero-sum game between competing entities interacting with the liquidation contract.

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But that’s where Harpoon enters the equation. With Harpoon’s V1, users can bid on at-risk collateral liquidations manually.

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It’s yet to be revealed whether or not user-executed liquidations can keep pace with a competitive market of liquidation bots interacting with the liquidation contract.

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For example, V2 will come with an integrated analytics dashboard that showcases data about outstanding loans, collateral, and ongoing liquidations -- -- the latter important for…

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According to Harpoon, V3 will include: “V3 will be a smart contract that is driven by an intelligent back-end, enabling liquidation/execution decisions based on market conditions…

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The end-user can deposit various assets into the contract and the contract will take care of the rest.

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