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Story: Hong Kong Banks Score 2.3 out of 10 on Quantum Readiness as HKMA Pushes for Perfect Score…

By Maheen Hernandez

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Why Quantum Threats Hit Crypto Harder. The timing matters. Hong Kong hasn't just been dabbling in blockchain — it's been going deep.

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Fintech 2030 and the Tokenization Push. All of this sits inside a bigger play. The HKMA's Fintech 2030 strategy, launched in 2025, puts…

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What Banks Are Being Asked to Do. The ask is concrete. Inventory your cryptographic systems. Assess which ones are most exposed.

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Hong Kong's banking regulator just told its sector, bluntly, that it's not ready. The Hong Kong Monetary Authority dropped a white paper Monday laying out a quantum-computing…

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The centerpiece is something called the Quantum Preparedness Index, or QPI. Banks in Hong Kong currently sit at 2.3 out of 10 on that scale. The HKMA wants a perfect 10 by 2030.

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The timing matters. Hong Kong hasn't just been dabbling in blockchain — it's been going deep. Since 2023, the city has issued roughly HK$16.

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The HKMA's own white paper is direct about it: distributed ledger technology relies on cryptography as its core security mechanism.

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HSBC already ran a proof of concept in 2024. The bank moved tokenized gold across distributed ledgers using quantum-safe technology, applying post-quantum cryptography to…

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All of this sits inside a bigger play. The HKMA's Fintech 2030 strategy, launched in 2025, puts tokenization at the center of Hong Kong's financial future.

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That's a lot of infrastructure being built on cryptographic foundations that are, by the regulator's own admission, not yet quantum-resistant. The 2.

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Related: HashKey Merges 4 Regional Exchanges Into One App for Hong Kong, Singapore, and the Middle East

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So the white paper is basically a call to action. Banks are being told to start now — not when quantum computers are commercially available, but now, while there's still runway…

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The ask is concrete. Inventory your cryptographic systems. Assess which ones are most exposed. Prioritize migration to post-quantum standards.

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Whether banks move fast enough is unclear. A score of 2.3 out of 10 suggests the sector hasn't treated this as urgent yet.

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And it's not just about protecting existing assets. The HKMA is building toward a future where e-HKD, tokenized government bonds, and regulated stablecoins form a meaningful part…

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