stable coins

Story: Open USD Backed by Visa, Mastercard, and Google Targets USDC and USDT

By Maheen Hernandez

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Visa, Mastercard, Google — What They Actually Bring. The backing isn't just symbolic. Visa and Mastercard bring existing payment infrastructure that…

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What USDC and USDT Are Up Against. USDC and USDT didn't get where they are by accident.

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Regulatory Pressure Won't Go Away. Open USD faces the same regulatory environment every stablecoin does right now, and it's not a…

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A new stablecoin just walked into the room. Open USD has launched with backing from Visa, Mastercard, and Google — three names that carry enough weight to make even the most…

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It's a crowded space. USDC and USDT have basically owned the stablecoin market for years, and neither is showing signs of stepping aside. But Open USD isn't coming in quietly.

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The backing isn't just symbolic. Visa and Mastercard bring existing payment infrastructure that could make Open USD usable in contexts where most stablecoins still can't go.

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Google's role is probably more about distribution and platform integration, though the source didn't specify exact terms.

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Still, the signal is hard to ignore. Traditional finance and big tech have been circling the digital currency space for a while now, making cautious moves and hedging bets.

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USDC and USDT didn't get where they are by accident. Both have spent years building liquidity, exchange listings, and institutional trust.

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But competition does things. It forces pricing reviews, feature upgrades, and faster product development.

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See also: Visa and Stripe Back Open USD as Coinbase Joins Fee-Free Stablecoin Push

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There's also the question of user preference shifting. Individual traders and DeFi protocols have deeply ingrained habits around USDC and USDT. Switching costs aren't zero.

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Strong backers can help navigate that. Visa and Mastercard have compliance teams, regulatory relationships, and legal infrastructure that most crypto projects can't match.

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The broader trend is clear enough — traditional financial companies aren't avoiding crypto anymore. They're building into it, sometimes aggressively. Open USD fits that pattern.

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Read also: Chinas Open-Source AI Push Puts Crypto and Tech Investors on Edge

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