Finance News

Story: Revolut Hits 1 Million Australian Users, Plans $400M Investment Push

By Jean-Luc Maracon

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Revolut just crossed one million customers in Australia. The UK fintech giant now sits alongside homegrown digital banks like Up and Ubank in what's become a pretty cutthroat…

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The numbers tell quite a story for a company that started with just three employees when it kicked off full operations in August 2020.

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Started as a travel card. Now it's much bigger.

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What began as a simple travel card and currency exchange tool has morphed into something way more comprehensive.

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Matt Baxby, CEO of Revolut Australia, didn't hold back on the enthusiasm. "We're incredibly proud of our achievements in Australia," Baxby said.

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But Revolut's milestone comes as competition heats up big time. Up Bank hit one million customers in November 2024, right after Ubank - National Australia Bank's digital arm -…

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The Australian neobanking space is worth around $25 billion and analysts expect it to grow about 8% annually through 2034. Pretty solid growth prospects there.

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Revolut hasn't been sitting still since arriving in Australia. The company rolled out crypto and stock trading in 2021, launched business accounts in 2023, and added eSIM…

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The expansion hasn't been totally smooth sailing though. AUSTRAC fined Revolut $123,000 last year for late compliance reporting.

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Revolut applied for a full banking license in Australia back in 2023 to become an authorized deposit-taking institution. That application is still sitting with ASIC.

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Charlie Short, Head of Growth at Revolut Australia, made it clear one million customers is just the beginning.

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Revolut operates in over 40 markets worldwide with more than 70 million customers total. The company recently hit six million users in Spain, making it the fourth-largest bank…

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The $400 million investment commitment over five years shows Revolut's serious about the Australian market.

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Getting that banking license remains crucial for Revolut's Australian ambitions. If ASIC approves it, Revolut could offer savings accounts, loans, and other traditional banking…

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Short's comments about ramping up marketing spending signal Revolut's ready to fight hard for market share.

The Currency Analytics

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