Finance News

Story: Revolut Lands Second EU Banking License With 600 Hires and EUR 1 Billion Pledge

By Evie Vavasseur

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EUR 1 Billion Committed, Paris HQ Coming. The numbers behind the French push are big. Revolut has committed more than EUR 1 billion across…

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ECB Restrictions Still Linger. Not everything's clean, though. The ECB had previously ordered Revolut's European board to stop…

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What the French License Actually Changes. Practically speaking, the French license lets Revolut compete more directly with traditional…

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Revolut just got its second full banking license inside the European Union. The European Central Bank's Governing Council confirmed the approval, following a joint assessment…

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The new entity, Revolut Bank S.A., will operate out of France and eventually cover Germany, Ireland, Italy, Portugal, and Spain.

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Frédéric Oudéa chairs the French entity's board. Béatrice Cossa-Dumurgier runs Western Europe as chief executive.

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The numbers behind the French push are big. Revolut has committed more than EUR 1 billion across Western Europe and plans to bring on over 600 employees across the region.

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Revolut counts about 30 million customers across Western Europe. Nearly 8 million of those joined in the past year alone. Globally, the customer base sits above 75 million.

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The company already offers CFD trading across 29 countries, plus stocks, ETFs, and cryptocurrencies.

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Not everything's clean, though. The ECB had previously ordered Revolut's European board to stop launching new products across the European Economic Area.

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Read also: Stripes Bridge Lands MiCA License as EU Crypto Register Hits 324 Providers

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Whether any of those restrictions have actually been lifted? Unclear. The ECB hasn't said. Revolut's position is that it's in "continuous and constructive dialogue with our…

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That ambiguity matters. Revolut's expansion plans across Germany, Ireland, Italy, Portugal, and Spain are tied to Revolut Bank S.A. rolling out services beyond France.

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The broader regulatory picture for large neobanks in Europe has gotten more complicated in recent years.

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The company's public listing plans sit on a longer timeline. Per the source, those are set for 2028. No additional details were given on structure or venue.

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