Crypto Exchanges

Story: Ripple and Coinbase Gain Path to Become Qualified Crypto Custodians Under SEC Guidance

By Evie Vavasseur

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The U.S. Securities and Exchange Commission (SEC) has provided long-awaited clarity on how state-chartered trust companies fit into federal custody requirements for digital assets.

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For investment advisers, safeguarding client assets with a recognized custodian is a legal requirement.

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Ripple and Coinbase, both of which maintain state-chartered trust entities, now stand to benefit directly from the updated guidance.

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The SEC’s letter also sets out clear conditions for advisers relying on state trust companies for custody.

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The guidance applies specifically to state trust companies authorized by state banking regulators to provide crypto custody services.

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For the broader industry, the SEC’s decision is being seen as a turning point for digital asset firms seeking to offer institutional-grade custody.

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Although the no-action letter provides immediate clarity, the SEC has not ruled out the possibility of more formal rulemaking in the future.

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