Altcoins News
By Maheen Hernandez
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The Shift from Messaging to Liquidity. The financial world has long depended on SWIFT (Society for Worldwide Interbank Financial…
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XRP as a Liquidity Bridge. Ripple’s current payment solution, Ripple Payments, is designed to address the key pain points in…
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Ripple’s Critique of SWIFT’s System. In a blog post from May, Ripple outlined what it sees as the core issues with SWIFT's operations.
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Why 14% Is a Realistic Target. While Garlinghouse’s 14% figure may seem aggressive, it isn’t entirely out of reach.
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Global Trends Favor Blockchain Payments. Across the financial world, there’s growing acceptance that existing systems need upgrades.
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XRP’s Role in a Post-SWIFT World. If Ripple’s vision plays out, XRP won’t just be a token used for speculation—it will serve as the…
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Final Thoughts. Brad Garlinghouse’s prediction that XRP could capture 14% of SWIFT’s volume by 2030 reflects more…
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Ripple CEO Brad Garlinghouse shared a bold projection at the XRP APEX 2025 event in Singapore, stating that XRP could take over 14% of SWIFT’s global cross-border payment volume…
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Rather than focusing on traditional communication between banks, Garlinghouse argued that true value in the modern financial system lies in managing liquidity directly.
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“There are two parts to SWIFT today: messaging and liquidity,” Garlinghouse explained. “Liquidity is owned by the banks. I think less about the messaging and more about liquidity.
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This forecast sets the stage for XRP’s continued integration into institutional finance, especially as Ripple expands its payment solutions globally.
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The financial world has long depended on SWIFT (Society for Worldwide Interbank Financial Telecommunication) to coordinate international payments.
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This reliance on layered intermediaries often results in inefficiencies: failed transactions, high costs, and delays due to human errors and inconsistent standards.
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In contrast, Ripple’s blockchain-based system integrates both messaging and liquidity, offering end-to-end visibility and nearly instant settlement across borders.
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Ripple’s current payment solution, Ripple Payments, is designed to address the key pain points in global money movement: transparency, speed, cost, and certainty.
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