Bitcoin News

Story: SALT Lending’s Vision: Transforming Crypto Lending with Bitcoin as Collateral

By Julie Binoche

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Bitcoin at Rest, Stablecoins in Motion. The distinction Albright makes between Bitcoin and stablecoins is probably the most interesting…

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The Mindset Challenge SALT Needs to Overcome. Albright doesn’t claim that the products are enough.

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Hunter Albright sees something that many Bitcoin holders are still unaware of. The Chief Revenue Officer of SALT Lending believes that Bitcoin-backed loans are going to gain…

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The concept isn't complicated. You have Bitcoin. You need cash. Instead of selling your sats and triggering a potentially painful tax event, you deposit your Bitcoin as…

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Albright talks about Bitcoin as "money at rest." Not money that circulates, not money exchanged for goods — just money that sleeps, waits, appreciates over time.

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This changes the way we think about the ecosystem. Stablecoins are no longer just a refuge during downturns — they become the liquid layer circulating around an immobile Bitcoin.

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Not revolutionary in theory. But in practice, for millions of holders who have never considered their Bitcoin as anything other than an asset to accumulate and eventually sell,…

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Albright doesn’t claim that the products are enough. There's a tougher barrier to break: the mindset of the holders themselves.

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Read also: Bitcoin Plummets Below $77,000 After Senate Blocks Clarity Act

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The vast majority of Bitcoin holders have been conditioned to one strategy — buy, hold, sell later.

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Related: Bitcoin Dips Below $77,000 as Senate Stalls Clarity Act Discussions

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And that’s precisely why SALT Lending is betting on education. Programs to explain how a crypto-backed loan works in practice. How the loan-to-value ratio is calculated.

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The analogy with real estate holds up. A homeowner with a house worth 500,000 euros doesn’t sell it to fund renovations or a project — they borrow against it. They keep the asset.

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The potential tax advantage in the United States is real and often underestimated. Borrowing against an asset is generally not treated as a taxable sale — so no capital gains are…

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It remains to be seen if the market is ready. Adoption of crypto credit products has been slow, marked by high-profile bankruptcies in the sector — Celsius, BlockFi — that have…

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