Altcoins News

Story: Stellar Lumens (XLM) New Technology deserves new Approaches to Regulation

By Dan Saada

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NPRM Complicating Per Stellar Lumens

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Denelle Dixon of Stellar Lumens (XLM) pointed to how they submitted a comment letter on behalf of SDF to the Financial Crimes Enforcement Network in response to their Notice of…

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Several organizations have joined together giving their concern about the far-reaching consequences of this proposal which is set to influence the blockchain and cryptocurrency…

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SDF have formally shared their deep concerns about the impact of this rule if it gets implemented.

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SDF response letter points to how NPRM’s discussion of the digital asset wallets reveal a very deep misunderstanding about the blockchain architecture, which can very well be…

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The NPRM have overlooked the many benefits offered by self-hosted wallets in terms of the growth of the digital economy and also financial inclusion.

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There is also a high risk of the NPRM actually complicating and frustrating the law enforcement investigations which involves the convertible virtual currency as opposed to…

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Newer cybersecurity and privacy risks are set to happen for the public with this rule than any kind of law enforcement benefit. 

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Denelle Dixon emphasized to the regulators at FinCEN from their letter that New technology deserves new approaches to regulation.

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The current proposal from FinCEN is apt for a regulatory framework for a centralized, intermediary-based financial system, but not for decentralized blockchain.

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Denelle also stated that it is important for FinCEN to give time to the industry to share information about what makes this technology unique.

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FINCEN will be able to learn more from the decentralized ecosystem and the decentralized ecosystem will learn more from regulators only by sitting together in a discussion.

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