stable coins

Story: Stellar’s RWA Market Soars to $4 Billion, Yet XLM Plummets 11%

By Pankaj K

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DTCC, Tradable, and the Institutional Push. The institutional momentum is probably the most important story here.

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MoneyGram's Stablecoin and Stellar's Payment Layer. Digital payments are growing on Stellar too, not just tokenized assets.

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XLM Hasn't Kept Up. Here's the awkward part. XLM, Stellar's native token, is down about 11% since January, hovering…

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Stellar's tokenized real-world asset market basically exploded this year. As of August 29, the network's RWA market cap sat at $3.996 billion — up roughly 360% from $868.

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That's a staggering jump for any blockchain network, and it didn't happen quietly. The growth came from a mix of big institutional names piling in, new asset classes getting…

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Not bad for a network that spent years in Bitcoin's and Ethereum's shadow.

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The institutional momentum is probably the most important story here. Back in May, the Depository Trust & Clearing Corporation — the DTCC, which clears trillions of dollars…

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Then in July, Tradable went further. The firm said it wants to bring up to $1 billion in private credit assets onto Stellar, with a focus on improving compliance workflows and…

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And it's probably right. The network has been quietly building the kind of infrastructure that makes these deals possible: compliance tooling, settlement rails, and now a growing…

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Digital payments are growing on Stellar too, not just tokenized assets. In June, MoneyGram launched the MGUSD stablecoin on Stellar.

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More context: Bitcoin Surges Past $80,000, but $617 Billion Still in Losses

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The network currently supports around $438 million in reserve-verified stablecoins. That's a meaningful number, and MGUSD adds to a stablecoin stack that Stellar has been…

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So the network is pulling in two directions at once: institutional tokenization on one side, retail and remittance payments on the other. That's a wide lane to occupy.

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It's not entirely surprising, though. RWA tokenization and stablecoin issuance don't necessarily drive demand for the native token the way speculative trading does.

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Related: BIS Chief Calls Stablecoins Unfit for Payments, Advocates Tokenized Deposits Instead

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