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Story: Stripe and Advent’s $53 Billion PayPal Bid Rattles Digital Payments

By Sydney TheCMO

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What a $53 Billion Deal Would Mean. If the acquisition actually goes through, the competitive map for digital payments shifts in a big…

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Crypto and Payments: Why This Bid Matters. For the crypto and digital assets world, a potential Stripe-PayPal merger carries implications…

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Fifty-three billion dollars. That's what Stripe and Advent International are putting on the table to buy PayPal — a 28% premium over PayPal's closing stock price on Tuesday.

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The offer landed with real weight. PayPal has long been one of the most recognizable names in online payments, and a bid at that kind of premium doesn't come from nowhere.

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That's pretty much where things stand right now. PayPal's management has not released any comment, which leaves a lot of room for speculation about whether they're open to talks,…

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And that's kind of the problem right now. The financial terms are out there — $53 billion, 28% premium — but everything else is murky.

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Fintech consolidation has been building for a while. Big players have been looking to lock in market share through acquisitions rather than organic growth alone, and deals at…

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Read also: South Korea Moves to Put Digital Assets Inside Its National Asset Management System

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Whether that angle factors into Stripe and Advent's thinking isn't clear. The offer, as described, is framed around PayPal's strategic value in digital payments broadly.

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Advent International's role here is worth noting too. The private equity firm brings a different kind of muscle to the deal — capital structure expertise, experience navigating…

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No competing bids have surfaced publicly. That could change.

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Related: JPMorgan and Goldman Sachs Push 5 Banks to $49 Billion Quarter as Blockchain Race Heats Up

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The shareholder vote, whenever it comes, will be the real test. A 28% premium is generous enough to get attention, but PayPal's investors will want to know what Stripe and Advent…

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Regulatory bodies will get their turn after that. A transaction combining PayPal and Stripe would touch payment processing, consumer financial services, and potentially crypto…

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The $53 billion offer is sitting there, unanswered, as of now.

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