Finance News

Story: Stripe’s Bridge Unit Wins National Trust Bank Charter Approval

By Sydney TheCMO

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Bridge got conditional approval. The Office of the Comptroller of the Currency granted Stripe's stablecoin subsidiary a national trust bank charter on February 12, marking…

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Bridge wants to speed up global payments and make treasury operations smoother using stablecoins.

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The OCC already gave conditional approval to BitGo, Fidelity Digital Assets, and Paxos back in December. Circle and Ripple also got preliminary charters around the same time.

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But traditional banks aren't happy about this trend. The American Bankers Association sent a letter to the OCC asking regulators to slow down these charter approvals.

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Senate lawmakers are working on broader digital asset legislation too. These regulatory changes could reshape how crypto integrates with regular banking.

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Stripe didn't respond when asked for comment about the charter approval.

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Bridge's conditional approval puts it alongside other major crypto players getting national trust recognition.

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The $1.1 billion Bridge acquisition was Stripe's biggest crypto bet yet. Stripe wants to add stablecoin settlement to its existing payment network, which already processes…

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Traditional banks see these charter approvals as unfair competition. They argue crypto companies get lighter regulatory treatment while offering similar services.

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The GENIUS Act created a federal framework for stablecoin regulation, but implementation details remain murky.

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Senate banking committee members are drafting comprehensive digital asset legislation that could change everything.

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Bridge's national charter application highlighted its focus on institutional customers rather than retail consumers.

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Stripe's silence about the charter approval is kind of surprising given the company's usual PR strategy. The company typically promotes major milestones and regulatory wins.

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The OCC granted these conditional approvals despite ongoing political pressure from banking industry groups.

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Bridge expects to launch operations sometime in 2026, assuming it gets full charter approval.

The Currency Analytics

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