stable coins

Story: Visa Bets on OpenUSD and Tokenized Deposits in Stablecoin Push

By Dan Saada

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Tokenized Deposits Enter the Picture. Alongside OpenUSD, Visa is digging into tokenized deposits.

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AI Commerce Gets a Seat at the Table. The stablecoin push doesn't stand alone. Visa also flagged AI-powered commerce as a key part of…

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What the Earnings Call Left Out. Here's the thing — Visa said a lot without saying much about specifics.

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Visa wants in on stablecoins. The payments giant laid out a clear pivot during its third-quarter earnings call, putting real money behind OpenUSD, tokenized deposits, and…

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The earnings call didn't bury the lead. Visa came out swinging on stablecoin technology, and the centerpiece of that bet is OpenUSD.

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Alongside OpenUSD, Visa is digging into tokenized deposits. The concept isn't brand new — banks and fintechs have been kicking it around for a few years — but Visa putting weight…

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For Visa, the appeal is obvious. It's already the connective tissue between banks, merchants, and consumers.

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No specific rollout timeline was shared on the call. That's worth noting. Visa is clearly still in the exploratory phase on at least some of these fronts, sizing up the…

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Related: 37 Banks Back Qivalis Euro Stablecoin Push Ahead of Madrid Summit

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It's a crowded space. Every major payments player is chasing AI integration right now, and the claims can get fuzzy fast.

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Stablecoin adoption across global payments networks has grown sharply in recent years, driven partly by demand from businesses that need to move money across borders without the…

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Here's the thing — Visa said a lot without saying much about specifics. No hard numbers on investment size.

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Read also: Cross River Backs X Money With FDIC Accounts and Visa Cards Across 40 States

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That's not unusual for early-stage technology bets. Visa is a massive, regulated financial institution operating in almost every country on earth.

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But the direction is set. Stablecoins, tokenized deposits, AI commerce — Visa is stacking its bets on digital-native infrastructure, and OpenUSD is the most specific public…

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