Altcoins News

Story: XRP ETF Inflows Crater 79% as CLARITY Act Stalls Before Senate Recess

By Maheen Hernandez

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Why Democrats Are Blocking the Vote. Republicans need at least seven Democratic votes to break a filibuster. They don't have them.

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Prediction Markets Turn Sharply Bearish on Passage. The market-implied probability of the CLARITY Act actually becoming law in 2026 has collapsed.

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What XRP Holders Are Watching Now. For XRP specifically, the stall matters more than it might for other tokens.

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XRP is stuck. The token traded around $1.03 after a 1.24% drop over 24 hours, and the legislative catalyst that institutional investors had been waiting on just got pushed back…

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The Digital Asset Market CLARITY Act — the most comprehensive crypto market structure bill the U.S. has attempted — cleared the House back in July 2025.

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So the two sides are stuck. And the bill — which would actually create a statutory legal framework for digital assets rather than leaving everything to agency interpretation —…

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The drop in institutional money is pretty striking. U.S. spot XRP ETFs pulled in $131.94 million in May. By July, that number had fallen to $27.29 million.

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The market-implied probability of the CLARITY Act actually becoming law in 2026 has collapsed. Back in February, prediction markets had it at 82%. Now it's at 17%.

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See also: Senate Clarity Act Vote Pushed Past August Recess by Thune

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And it's probably not hard to see why. The legislative calendar is brutal. September brings government funding deadlines, executive nomination fights, and whatever else Thune…

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That reconciliation step doesn't get talked about enough. It's not a formality. The two chambers passed different versions, and the differences aren't trivial.

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Unclear how long institutional investors will stay on the sidelines if this drags into late 2026.

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For XRP specifically, the stall matters more than it might for other tokens. A lot of the institutional thesis around XRP — the ETF flows, the asset manager interest — was built…

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More context: Bitcoin Stagnates at $64,000 as Clarity Act Stalls in Congress

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Without it, those allocators are cautious. The ETF inflow numbers make that pretty clear. $27.

The Currency Analytics

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