Altcoins News

Story: XRP Undervalued Despite Fading Adoption as Whales Accumulate

By Maheen Hernandez

1 / 15

Network Adoption Remains Resilient. Despite a 30–40% decline in new wallet creation in Q3 compared to late 2024, the XRP Ledger has…

2 / 15

Whale Activity Supports XRP/ETH Ratio. The XRP/ETH ratio, a key metric for altcoin rotation, found support during Q3 2025 amid aggressive…

3 / 15

Institutional Confidence Amid Regulatory Uncertainty. XRP continues to face regulatory headwinds, particularly with delays surrounding XRP-related ETFs.

4 / 15

DeFi and Cross-Border Utility Strengthen Fundamentals. The XRP Ledger’s technical upgrades and DeFi integration remain central to its long-term potential.

5 / 15

Contrarian Case for Investors. For value-oriented investors, XRP’s current environment presents a unique risk-reward scenario.

6 / 15

Outlook: Navigating XRP’s Undervaluation. XRP’s undervaluation, highlighted by whale accumulation amid declining retail metrics, suggests…

7 / 15

XRP has emerged as a paradox in the crypto market. While overall adoption metrics show signs of slowing, whale accumulation and on-chain activity suggest undervaluation.

8 / 15

Futures market data supports this view. XRP funding rates reached 0.07% in August 2025, exceeding Ethereum’s 0.05%.

9 / 15

Historically, such whale accumulation has preceded significant price rallies. Bitcoin’s 2020–2021 bull run, for instance, was largely preceded by concentrated large-wallet…

10 / 15

The XRP Ledger’s 2025 upgrade to an Ethereum Virtual Machine (EVM)-compatible sidechain also enhanced its DeFi capabilities.

11 / 15

Traders are watching closely, as historical patterns show that extreme bearish consensus can trigger short squeezes when significant buying pressure reenters the market.

12 / 15

Analysts point out that XRP’s market capitalization may seem small relative to potential utility, but strong whale accumulation often precedes upward momentum.

13 / 15

RLUSD, the USD-pegged stablecoin on XRP, continues to see growing adoption, driving DEX volume and providing liquidity to the broader ecosystem.

14 / 15

Past market behavior shows that tokens with strong on-chain utility and concentrated whale support can outperform expectations.

15 / 15

XRP’s undervaluation, highlighted by whale accumulation amid declining retail metrics, suggests potential upside for investors willing to focus on macro on-chain dynamics.

The Currency Analytics

Want the full story?