stable coins
By James Thorp
1 / 15
The XRPL AI Starter Kit and x402 Protocol. Ripple released the XRPL AI Starter Kit to make it easier for developers to build payment flows…
2 / 15
Mastercard, Coinbase, Stripe — and the $182 Billion Target. Ripple isn't doing this alone. Mastercard launched Agent Pay for Machines, a program aimed at…
3 / 15
Ripple's stablecoin liquidity on the XRP Ledger has basically doubled in a month. That's not a small jump — it's a signal the company is serious about owning the infrastructure…
4 / 15
DeFiLlama tracked the XRPL stablecoin supply at roughly $770 million, up nearly 97% over the last 30 days. RWA.xyz puts the figure even higher, at $901.
5 / 15
The piece that ties it together is x402. That's a payment standard built around HTTP's 402 status code, which has sat mostly dormant for decades.
6 / 15
And the XRPL's architecture is kind of purpose-built for this. Fast settlement, predictable fees, escrow, trust lines, multi-signing — these aren't flashy features, but for an…
7 / 15
Ripple isn't doing this alone. Mastercard launched Agent Pay for Machines, a program aimed at machine-speed payments, and Ripple is among the participating companies.
8 / 15
Coinbase, Stripe, and Cloudflare are also in the mix. Ripple is working with all three to push RLUSD and the XRPL into broader institutional discussions about automated financial…
9 / 15
More context: XRP Drops Below RSI 30 as Binance Supply Hits 4-Month Low and ETF Inflows Top $1.45 Billion
10 / 15
The number Ripple keeps coming back to is $182 billion. That's the company's estimate for the machine economy — the total market for autonomous AI systems handling financial…
11 / 15
Right now, Base, Solana, and Polygon are leading on developer deployments for agentic use cases. Ripple's not pretending to win that race.
12 / 15
USDT and USDC dominate the broader stablecoin market by a wide margin. Ripple isn't chasing their market share directly.
13 / 15
What's clear is the infrastructure argument. XRPL settles transactions quickly and fees don't spike unpredictably — two things that matter enormously when you're designing a…
14 / 15
Related: Banking Groups Push for Stablecoin Secondary Market Rules Targeting High-Risk Trades
15 / 15
Ripple's push into agentic payments is also a push away from the speculative image that's followed crypto broadly.
The Currency Analytics
Want the full story?