Altcoins News
By Steven Anderson
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As the stablecoin market gains momentum in 2025, with new entrants from both tech giants and traditional banks, some crypto investors have begun to question whether XRP still has…
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The Rise of Stablecoins in the Crypto Economy
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The stablecoin sector has experienced significant growth this year. Since January, the total market value of stablecoins has jumped from $204 billion to over $256 billion, now…
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In 2024 alone, stablecoins facilitated over $27.6 trillion in transfers—more than Visa and Mastercard combined.
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Ripple’s introduction of RLUSD in December 2024 is a prime example of how blockchain-native companies are expanding into the stablecoin space.
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Meanwhile, legacy institutions and major corporations are quickly catching on. WLFI’s USD1, inspired by Trump’s political movement, is already circulating.
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While the stablecoin surge appears impressive, Claver warns against assuming XRP’s role in payments is over.
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“Many assume stablecoins will replace XRP, but that ignores one major issue: trust,” Claver said.
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According to Claver, most financial institutions are unlikely to adopt a stablecoin issued by a competitor.
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This lack of trust between institutions leads to inefficiencies. The current system, where banks maintain large balances in Nostro and Vostro accounts to settle international…
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Unlike corporate stablecoins, XRP isn’t governed by a single entity. Its decentralized nature allows it to function as a neutral bridge currency that no one party controls.
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When banks or payment providers need to exchange value across borders, they need a fast, liquid, and unbiased asset to settle between currencies.
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Even with Ripple introducing RLUSD, Claver argues it doesn’t replace XRP’s position. Instead, stablecoins may work best for specific use cases—like internal settlements or…
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The Bigger Picture: Stablecoins and Regulation
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As stablecoins continue gaining adoption, regulators are stepping in to provide more clarity. In June 2025, the U.S.
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