After nearly five years of legal battles, the long-standing dispute between Ripple Labs and the U.S. Securities and Exchange Commission (SEC) has officially come to an end. In August 2025, both parties agreed to dismiss all pending appeals and cross-appeals, closing the chapter on one of the most significant regulatory cases in the cryptocurrency industry.
The lawsuit, which began in 2020, centered on whether XRP should be classified as a security. While early rulings created uncertainty, the final outcome provided long-awaited clarity for investors and institutions. The case was effectively paused earlier this year after the U.S. presidential administration changed, bringing new leadership to the SEC and opening the door for a negotiated resolution.
For Ripple and the broader XRP community, the end of this legal saga removes the single biggest obstacle to mainstream adoption.
Juan Leon, Senior Investment Strategist at Bitwise Asset Management, credited the XRP Army for their unwavering commitment during the years-long court struggle.
“The XRP community, often referred to as the XRP Army, is one of the most organized, vocal, and resilient in the crypto space,” Leon said in an interview with Coinpedia.
According to Leon, this strong and loyal community played a critical role in keeping morale high, defending XRP’s legitimacy, and ensuring the project remained visible throughout the legal battle. Unlike many other digital assets that fade during regulatory pressure, XRP maintained one of the most passionate support bases in the market.
This social resilience, Leon argued, has become one of Ripple’s greatest assets. “The XRP Army gives the project a foundation of belief and momentum that very few cryptocurrencies can match,” he added.
The lawsuit weighed heavily on XRP for years, as exchanges, banks, and institutional investors hesitated to engage with the asset due to regulatory uncertainty.
A critical turning point came when the court ruled that programmatic sales of XRP on secondary markets were not securities transactions. This decision eased concerns for exchanges and investors, paving the way for greater adoption.
The final dismissal of all appeals in August 2025 reinforced this clarity, effectively removing the last remaining legal cloud hanging over XRP. For Ripple, this outcome clears the path to refocus on expanding partnerships and strengthening its ecosystem without the shadow of litigation.
Leon noted that the ruling allows XRP to compete on fundamentals rather than legal speculation. “With the lawsuit behind it, XRP can finally be valued for its real-world use cases and adoption potential,” he said.
With regulatory uncertainty resolved, analysts are now watching XRP’s price drivers more closely. Leon emphasized that growth will depend on adoption, utility, and ecosystem expansion rather than speculation about legal outcomes.
One of the most significant upcoming developments could be the approval of a spot XRP ETF in the United States. Similar to Bitcoin and Ethereum ETFs, such a product would make XRP accessible to investors through regulated financial markets.
An ETF would likely attract both retail and institutional demand, potentially reshaping XRP’s position among the top digital assets. While approval is not guaranteed, the SEC’s resolution of the lawsuit improves the chances of regulators considering such applications.
“An XRP ETF could act as a game-changer for accessibility and legitimacy, much like it has for Bitcoin,” Leon explained.
With the lawsuit behind it, Ripple enters a fresh phase defined less by court filings and more by partnerships, adoption, and utility. The company’s technology continues to power cross-border payment solutions, while its broader ecosystem works on tokenized assets, decentralized finance, and enterprise-grade blockchain products.
For the XRP Army, the end of the case represents both vindication and a new beginning. The community that stood by Ripple throughout its darkest regulatory days now turns its focus to growth, innovation, and mainstream adoption.
“XRP is no longer a project defined by its legal challenges,” Leon concluded. “It’s now defined by the strength of its ecosystem, its real-world applications, and the commitment of its community.”
As Ripple steps into this new chapter, the combination of legal clarity, community strength, and institutional interest positions XRP as one of the most closely watched assets in the cryptocurrency market.
Evie is a blogger by choice. She loves to discover the world around her. She likes to share her discoveries, experiences and express herself through her blogs.
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