A recent commentary from market analyst Lord Vendetta has fueled a heated discussion within the XRP community about the cryptocurrency’s price and its ability to handle mass adoption, especially by global financial institutions. His remarks suggest that even a price of $50 for XRP may not be sufficient to support the scale of transactions expected from mass adoption, which has led to a debate over how high the XRP price could go.

XRP Price: Too Low for Mass Adoption?

Lord Vendetta’s analysis questioned whether XRP’s current price of around $2.35 would be enough to facilitate large-scale global transactions. He highlighted that if XRP were priced at $50, around 20 billion tokens would be required to process $1 trillion in transactions daily. This would represent about 40% of XRP’s total circulating supply, a number that raises concerns about liquidity and the practicality of such a price point.

Vendetta went further, suggesting that a price of $50, $100, or even $10,000 per XRP might not be enough for the mass adoption he envisions. In fact, he speculated that XRP could eventually rival Bitcoin, with prices possibly reaching $100,000. This has led to a split in opinions, with some questioning whether such high valuations are even necessary given XRP’s transaction speed and efficiency.

XRP’s Speed and Efficiency

Not everyone in the XRP community agrees with Vendetta’s analysis. Analyst “Guy on the Earth” countered that XRP’s rapid transaction speed—settling in just three seconds—could mitigate the need for such high prices. He explained that the same XRP tokens can be reused multiple times throughout the day, making it possible to process large numbers of smaller transactions instead of a few massive ones. This would allow the network to handle a high volume of transactions without requiring an astronomical price per token.

Similarly, community member Holo echoed this sentiment, emphasizing that XRP’s ability to divide large transactions into smaller payments makes it adaptable for high-volume global transfers. Instead of processing a $1 trillion transfer as a single transaction, Holo suggested breaking it into multiple smaller payments, which could be executed almost instantly. This would keep the price lower while still maintaining the efficiency needed for global financial transactions.

The Role of Liquidity

Despite the arguments about speed and efficiency, Vendetta raised concerns about the liquidity required for XRP to facilitate such massive transactions without causing friction. He pointed out that even though XRP’s transaction speed is impressive, the market needs to maintain enough liquidity to support high-value transfers on a daily basis.

Holo responded by reiterating that XRP’s rapid recycling capability addresses many of these liquidity concerns. With tokens being reused every three to five seconds, XRP could theoretically process transactions on a massive scale without requiring an impractically high price per coin. In fact, he argued that XRP could potentially handle $1 trillion in transactions more than 17,000 times a day, demonstrating its scalability.

Practicality of Large Transactions

Another member of the XRP community, Crypto Arsenal, questioned the practicality of moving $1 trillion in a single transaction. He pointed out that the SWIFT network, which handles daily transactions totaling $5 trillion across 44 million transfers, breaks large transactions into smaller payments. In this way, he argued, XRP could efficiently handle similar volumes without needing to use 40% of its supply for each transaction.

Conclusion

The debate around XRP’s price and its ability to support mass adoption continues to evolve, with some believing that XRP’s current price is sufficient, thanks to its speed and liquidity, while others believe higher prices are needed for mass global transactions. Ultimately, XRP’s scalability, transaction efficiency, and liquidity will play a crucial role in determining its success as a global payment solution. However, one thing is certain: the future of XRP is being closely watched, and the debate over its price could shape its trajectory in the coming years.