Hussein Zangana, director of community at the XRP Ledger Foundation, stated that the network’s current throughput is part of an ongoing process and that AI is helping to advance blockchain technology further. This response followed a viral post by X user ‘Minus Wells,’ who argued that 1,500 transactions per second (TPS) is not the future of finance, noting that this figure is roughly equivalent to Visa’s average throughput on a normal day.
Visa Capacity vs. Average Volume
Wells wrote, “1,500 TPS is not the future of finance, not even 5,000. Sorry, they lied to you for engagement. That’s roughly Visa’s average throughput on a normal day. Congrats on matching the legacy system.” The post highlighted a distinction between technical capacity and actual usage. Visa’s network, VisaNet, has a technical capacity ranging from 65,000 to over 83,000 TPS. However, its actual average volume runs at approximately 8,100 to 8,500 TPS. The XRP Ledger currently sustains a throughput of 1,500 TPS on commodity hardware, a figure that drew attention within the XRP community due to its proximity to Visa’s daily average.
Wells clarified that he was not personally attacking XRP. He listed XRPL, Avalanche, Stellar, Tezos L1, Cardano’s Leios experiments, and OP Mainnet swap tests as networks that have published throughput figures or results below 5,000 TPS. “Those aren’t equivalent tests or necessarily current hard ceilings. But the question applies to everyone: can the infrastructure handle the demand future finance could bring?” Wells asked.
Batched Settlement and AI Scaling
Zangana responded to the scalability claims by stating, “it’s a process.” He made a case for the comparatively lower TPS of decentralized blockchains, noting that not every transaction needs to be settled in seconds. Zangana pointed out that payment channels or higher layers like Dassie (Interledger) are better suited for mass micro-payments. Regarding institutional use, he added, “Batched settlement of institutions is good enough in the meantime to be very beneficial vs. TradFi.”
Batch, a feature that allows multiple transactions to be bundled into a batch processed together, was launched on the XRPL mainnet in October 2026. This feature is designed to improve efficiency for institutional clients. Zangana also highlighted a successful hackathon between Mastercard and the XRP Ledger at the Swell event, which leveraged AI. Mastercard is looking to conduct more hackathons with the XRP Ledger.
“I strongly believe we’ll scale the L1s very sharply, not only XRPL, thanks to AI helping us to advance this tech even further. We are continuously pushing throughput higher and there is a lot of potential (!!!) for significantly more,” Zangana wrote. The XRP Ledger Foundation director emphasized massive scaling potential for the XRP Ledger and other L1 blockchains, attributing future improvements to continuous development and AI assistance.
Frequently Asked Questions
What is the current throughput of the XRP Ledger?
The XRP Ledger sustains a throughput of 1,500 transactions per second on commodity hardware.
When was the Batch feature launched on XRPL?
Batch was launched on the XRPL mainnet in October 2026.
