Crypto Exchanges

Story: Morgan Stanley Slashes Crypto Fees on E*Trade to Undercut Coinbase in Retail Push

By Sydney TheCMO

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Wall Street Meets Main Street. The E*Trade integration makes sense. Morgan Stanley bought the brokerage a few years back, so the…

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What It Means for Exchanges. Coinbase has built its business on being the easy on-ramp for crypto newbies.

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Pressure Builds on Competitors. Morgan Stanley didn't announce exact fee figures, but the messaging is clear: we're cheaper than…

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Morgan Stanley just went after retail crypto traders. Hard.

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The Wall Street giant launched crypto trading on E*Trade with fees lower than Coinbase charges.

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The pricing move looks deliberate. Coinbase has owned retail crypto for years, but its fee structure hasn't exactly made users happy. Morgan Stanley saw an opening.

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But the real story is the strategic pivot. Morgan Stanley previously treated crypto like a luxury product—something for clients with seven-figure portfolios who wanted a bit of…

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The timing isn't random. Crypto adoption across retail investors has grown sharply in recent years, and traditional finance firms have watched from the sidelines while pure-play…

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Fee pressure works both ways. If Morgan Stanley pulls users with lower costs, Coinbase and others will probably have to respond.

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Coinbase has built its business on being the easy on-ramp for crypto newbies. The interface is simple, the brand is recognizable, and for a long time there wasn't much…

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See also: Coinbase Faces $55M Legal Battle Over Frozen Crypto Tied to DAI Phishing Scam

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Morgan Stanley's entry changes the landscape. When a major bank offers crypto with lower fees and regulatory credibility, it puts pressure on the standalone exchanges.

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Other banks are probably watching. If Morgan Stanley gains traction, expect more traditional finance firms to roll out their own retail crypto services.

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E*Trade users get access to the major coins—Bitcoin, Ethereum, and likely a handful of others.

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The move also signals something bigger: crypto is becoming normal. When a 90-year-old investment bank starts offering Bitcoin to retail clients, it's not a fringe asset anymore.

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