The XRP community is buzzing with renewed optimism after a bold claim from XRP proponent Duefe, who recently suggested on X (formerly Twitter) that holding just 1,000 XRP might be the key to financial freedom by 2029. With XRP currently trading at $2.17, this amounts to a modest investment of around $2,170. However, Duefe believes this small stake could balloon into a life-changing fortune in the next four years.

This statement has reignited discussions around XRP’s long-term value and its potential to deliver significant returns to early believers. While some investors see financial independence as reaching a net worth of $1 million or more, others suggest the definition can vary based on geography, lifestyle, and personal goals. Regardless, for 1,000 XRP to be worth $1 million, the token would need to climb to an astonishing $1,000—a price surge of over 45,900%.

Even a $100 per XRP scenario would result in $100,000, still a life-altering amount for many investors. The idea that a four-figure XRP valuation is achievable within the next decade has found strong support among die-hard community members, though experts remain cautious.

“Not Holding 1,000 XRP Is Insanity”

Echoing this sentiment, XRP influencer Edo Farina has gone as far as calling it “insanity” not to hold at least 1,000 XRP tokens. According to Farina, this baseline investment is a must for anyone serious about long-term financial success through crypto. He believes the risk-reward ratio strongly favors accumulation, especially with Ripple’s ongoing expansion and regulatory victories.

Supporting this claim, the XRP Rich List—a tracker of wallet distribution—shows that only around 230,000 wallets currently hold between 500 and 1,000 XRP. This means a relatively small portion of the XRP community has crossed this psychological threshold. Even more telling is that only about 10% of all wallets, or roughly 638,000 addresses, hold 2,500 XRP or more.

Hopeful Predictions vs. Market Reality

While the XRP community continues to express hope, some platforms offer more conservative projections. For instance, Telegaon has forecasted a minimum price of $25 per XRP by 2029. While far below the $1,000 dream target, a $25 valuation would still reflect an impressive 1,052% gain from today’s prices.

In contrast, analyst Matthew Brienen from CryptoCharged remains more optimistic. He believes XRP reaching $1,000 within the next decade is not only possible but plausible, citing macroeconomic trends, global adoption of blockchain technologies, and Ripple’s growing institutional partnerships as contributing factors.

However, not all voices are convinced. Veteran crypto investor Davinci Jeremie has issued a word of caution, warning that XRP may not be the best long-term investment vehicle. He encourages investors to avoid putting all their hopes into a single asset, especially one with such a speculative outlook.

Conclusion

As XRP sits at just over $2, the vision of turning a modest investment of 1,000 tokens into a ticket to financial freedom continues to divide the crypto space. For some, it’s a realistic goal rooted in belief and long-term strategy. For others, it’s a dream that may never materialize. Still, one thing remains clear—XRP’s future continues to fuel intense discussion and passionate support. Whether or not 1,000 XRP will be life-changing by 2029, the idea has already captured the imagination of many in the crypto community.