The price of XRP continues its upward trajectory, more and more holders are finding themselves priced out of the top wealth brackets. Expert Edo Farina, CEO of Alpha Lions Academy, predicts that staying within the top 10% of XRP holders will become increasingly difficult as the token’s price rises. According to Farina, when XRP reaches $100, only a small group of holders will still be in the top 10% of wallets.

The Rising Cost of Being in the Top 10%

In his analysis, Farina sheds light on a significant trend: the amount of XRP required to be in the top 10% of holders has decreased as the token’s price has surged. In June 2024, it took approximately 3,300 XRP to make it into the top 10%. At that time, XRP was priced at around $0.47, and acquiring 3,300 tokens cost just $1,551. Fast forward to January 2025, and the number needed to remain in the top 10% has dropped to just 2,599 XRP. However, the cost to join the top 10% has increased significantly, now standing at $6,263 due to XRP’s price rising above $2.40 per token.

Farina explains that as XRP’s price continues to rise, fewer tokens are required to secure a top wealth position. However, the higher price tag makes it increasingly difficult for new or smaller holders to reach the top 10%.

XRP Wealth Distribution

Currently, there are over 5.85 million wallets holding XRP, with just 585,248 addresses having balances above 2,599 XRP, placing them in the top 10%. Within the top 1%, only 58,000 wallets hold over 56,304 XRP, which currently costs around $135,000.

As Farina notes, as XRP’s value continues to climb, it’s likely that the number of people able to maintain a position in the top wealth brackets will shrink. This, he argues, presents an opportunity for those currently holding XRP at a lower price point to secure their place among the top holders before the price rises too far.

The Importance of Self-Custody

In addition to wealth distribution, Farina also highlights a concerning trend: fewer XRP holders are practicing self-custody. While there are over 500 million crypto users worldwide, only a fraction—about 20 million—are actively practicing self-custody of their assets. Farina estimates that around half a million XRP holders truly control their tokens in self-custody, which could lead to missed opportunities as XRP’s value continues to rise.

Holding XRP on exchanges poses a risk, Farina warns, as investors may lose the opportunity to benefit from future gains. The best way to ensure long-term success is through self-custody, which allows individuals to have full control over their tokens without relying on third-party platforms. This practice could become even more important as XRP’s value soars, helping holders maintain their position among the wealthiest.

Conclusion: Secure Your Position for the Long-Term

Farina’s message is clear: the growing wealth gap among XRP holders, combined with the rising price of XRP, means that fewer people will be able to maintain a top position as the price continues to rise. Those who understand the value of securing their tokens through self-custody will be in the best position to benefit from XRP’s growth in the long run. As the price of XRP pushes upward, the window for securing a top wealth position is closing, making it essential for holders to act swiftly if they want to remain among the wealthiest in the space.

As XRP continues to grow, staying informed about market trends, understanding the importance of self-custody, and securing your holdings early could be the key to maintaining your place among the top wealth holders in the cryptocurrency ecosystem.