Community Trust ScoreVerified
ACI Worldwide and Circle announced a stablecoin settlement collaboration on Oct. 27, 2026, to demonstrate USDC settlement alongside existing payment operations in Colombia. The payments software provider and the stablecoin issuer described the initiative as an integration pilot pairing ACI’s Connetic platform with Circle’s USDC infrastructure.
Connetic Orchestration Role
The announcement describes Connetic as a cloud-native platform that combines traditional payment types, digital assets, and card payments. In this collaboration, Connetic serves as the orchestration environment for the pilot. Circle’s USDC infrastructure provides the stablecoin component being evaluated. The companies stated that the pilot is designed to demonstrate stablecoin settlement alongside traditional payment rails, rather than implying that all payments handled by the platform would settle in USDC.
Craig Ramsey, ACI’s global head of account-to-account payments, said, “Financial institutions want to understand how digital asset settlement can fit into the infrastructure and operating models they already trust.” The pilot allows institutions to evaluate how digital dollars fit their treasury operations, governance frameworks, and settlement processes within a single operating environment.
USDC Access and Redemption Terms
Circle describes USDC as a fully reserved stablecoin redeemable one-for-one for US dollars. According to the company’s product page, Circle Mint allows eligible institutions to redeem USDC directly for dollars. Individuals and small businesses cannot use Circle Mint directly. The announcement did not specify the specific USDC access arrangements for the Colombian pilot, noting that the general access terms apply to the product broadly.
Circle markets USDC payments as low cost and capable of settling in seconds. However, the announcement and Circle’s USDC page provide no Colombia-specific comparison of settlement speed or cost. The release does not include measured settlement-time or cost data for the pilot.
Scope and Institutional Participation
The release names no participating Colombian financial institutions and provides no production transaction volumes. It also supplies no broad rollout timetable. The announcement describes the initiative as a demonstration rather than established bank adoption across Colombia. Implementation will initially focus on Colombia, where institutions would evaluate USDC settlement alongside the systems they already use.
Frequently Asked Questions
Which platform does ACI use for the USDC pilot?
ACI Worldwide uses its Connetic platform, a cloud-native system that combines traditional payment types, digital assets, and card payments, to provide the orchestration environment for the pilot.
Does the announcement name specific Colombian banks?
No, the release names no participating Colombian financial institutions and does not provide production transaction volumes or a broad rollout timetable.
