Altcoins News

Story: SEC Opens Door for XRP in Multi-Asset Crypto Trusts With 85/15 Rule

By Steven Anderson

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How the 85/15 Framework Works. The proposal targets Rule 8.201-E, which governs commodity-based trust shares on NYSE Arca.

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XRP Price Keeps Sliding. The proposal's a win on paper. But XRP's price? Not feeling it.

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What Happens Next. The SEC's got 45 days from the Federal Register publication date to make a call.

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The agency dropped a proposal yesterday that lets crypto investment products bundle XRP with Bitcoin, Ethereum, and Solana without jumping through hoops for each individual asset.

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For XRP holders, this matters. A lot. The token's been stuck in regulatory limbo for years, treated differently than BTC or ETH in a lot of contexts.

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The proposal targets Rule 8.201-E, which governs commodity-based trust shares on NYSE Arca. Right now, every asset in a trust needs to meet specific eligibility criteria…

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The new rule scraps that requirement. Instead, a trust just needs to maintain 85% of its net asset value in qualifying assets—Bitcoin, Ethereum, Solana, XRP.

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Here's how it'd work in practice: say a trust holds $95 million in BTC, ETH, SOL, and XRP combined.

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Nasdaq filed a similar proposal too—SR-NASDAQ-2026-032. Both exchanges are pointing to recent SEC approvals for the Grayscale Digital Large Cap Fund and Bitwise's 10 Crypto Index…

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One thing the SEC made clear: no NFTs, no collectibles. Those weren't part of the original standards, so they're out.

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The token's trading at $1.39 right now, down 2% in the last 24 hours and 3% over the past week. It's sitting 40% lower than a year ago.

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Read also: XRP Finishes Recovery Rally as ETH Stalls Below $3,000

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So what gives? Market's been weak across the board lately. Bitcoin's had its own struggles. Ethereum too.

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But here's the bright spot: spot XRP ETFs are doing fine. Really fine, actually. Since launching in November 2025, they've pulled in $1.29 billion in net inflows. That's a record.

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The SEC's got 45 days from the Federal Register publication date to make a call. They can stretch that to 90 days if they need more time.

The Currency Analytics

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