stable coins

Story: Western Union Drops Stablecoin and Global Payment Card Next Month

By Maheen Hernandez

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Stable Card Bridges Old and New. The payment card is called the Stable Card. Pretty straightforward name.

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Network Push Connects Wallets to Storefronts. Western Union is building more than just a token and card.

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Timing and Market Positioning. Launching in May puts Western Union in the middle of a crowded stablecoin market.

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Western Union wants in. The money transfer giant plans to launch its own stablecoin in May, paired with a payment card that'll work across borders.

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The stablecoin itself doesn't have a name yet. Western Union didn't say much about the token's backing or which blockchain it'll run on.

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The payment card is called the Stable Card. Pretty straightforward name. Users load it with the stablecoin and swipe it like any other card.

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It's kind of a hybrid model. Traditional finance companies have been eyeing stablecoins for years, watching Tether and Circle dominate the space.

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The card launch happens alongside the token. Western Union didn't break out a specific date, just said next month.

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Western Union is building more than just a token and card. The company's rolling out a network designed to connect digital wallets directly to its retail locations.

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The network will link wallets to Western Union's existing system. Someone could theoretically send stablecoins to a friend overseas, who then walks into a Western Union location…

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But there's competition. Stablecoin adoption has grown sharply across Asia and Latin America in recent years, regions where Western Union does a ton of business.

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The company didn't say whether the stablecoin will be backed one-to-one by US dollars or some mix of assets.

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See also: KelpDAO Hack Drains $892M as USDT Holds 59% DeFi Stablecoin Share

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Launching in May puts Western Union in the middle of a crowded stablecoin market. Tether's USDT still dominates trading volume.

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The move reflects Western Union's push to stay relevant as digital payments eat into traditional money transfer business.

The Currency Analytics

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