Altcoins News

Story: XRP’s Role in Tokenization Gets Questioned by Ex-SWIFT Innovation Chief

By James Thorp

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What the Pilot Actually Did. The collaboration focused on converting assets into blockchain-based tokens.

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Why XRP Keeps Getting Scrutinized. Ripple's been advocating for XRP as a transaction tool since the beginning.

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What Happens Next for Ripple. Tokenization is growing fast across finance. Banks, asset managers, and even stock exchanges are…

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Tom Zschach threw cold water on Ripple's latest project. The former Chief Innovation Officer at SWIFT said XRP probably isn't needed in the tokenization pilot Ripple just ran…

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Ripple teamed up with big financial institutions recently to test tokenization—basically turning traditional assets into digital tokens that live on a blockchain.

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The collaboration focused on converting assets into blockchain-based tokens. Financial institutions want to streamline how they manage assets, and tokenization promises faster…

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Wall Street firms joined the effort to explore whether blockchain could replace older systems for asset management.

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But Zschach isn't buying it. He said other technologies could do the same job without XRP. The critique hits at something Ripple's been fighting for years—proving XRP is actually…

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Ripple's been advocating for XRP as a transaction tool since the beginning. The company argues that using XRP as a bridge currency reduces the need for institutions to hold…

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Critics like Zschach see it differently. They think blockchain technology itself—the distributed ledger, the smart contracts, the transparency—matters more than any specific…

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Ripple hasn't responded to Zschach's comments yet. The company usually defends XRP pretty aggressively when critics speak up, so the silence is kind of notable.

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See also: XRP Holds $1.41 as $25M ETF Inflows Fail to Spark Rally

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The pilot with Wall Street firms was supposed to be a big win for Ripple. Getting traditional finance to test your technology is hard, and Ripple's been working on that for years.

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Tokenization is growing fast across finance. Banks, asset managers, and even stock exchanges are testing how to move assets onto blockchains.

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Zschach's background makes his critique sting more. SWIFT processes trillions of dollars in payments every year, and Zschach led innovation there.

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