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Deblock makes a bold move. On March 17, 2026, the crypto company launches a current account with a 4% interest rate, a dream rate when traditional banks struggle to exceed 1%. The catch? Your euros automatically convert into EURCV, their in-house stablecoin pegged to the euro.
Marc Lefèvre, the CEO, has big plans for this product. “We want to revolutionize how savers perceive the management of their capital,” he said during the Paris presentation. Deblock relies on blockchain technology to secure funds and optimize returns, an approach that contrasts with traditional banking methods. The EURCV stablecoin is backed by sufficient euro reserves to ensure stability, according to the company. No surprises here in terms of volatility, unlike Bitcoin or Ethereum, which can soar or crash within hours. Clients will be able to track their savings in real-time thanks to blockchain transparency.
But be cautious. The rate can fluctuate.
Deblock remains cautious on this crucial point. The interest depends on the liquidity of the EURCV market, a factor that is not entirely controllable. If demand drops or market conditions worsen, the 4% could melt away like snow in the sun. The company has not provided a firm guarantee on the duration of this attractive rate. Pierre Martin, an analyst at CryptoFinance, expresses his doubts: “The volatility of crypto markets could pose a challenge to maintaining a stable rate.” A reality that Deblock will have to manage in the coming months.
The timing seems perfect for this initiative. A survey by the European Finance Institute published in February 2026 shows that 35% of consumers are seeking alternatives to traditional savings accounts. Trust in traditional banks is eroding, and Deblock intends to capitalize on this. The adoption of stablecoins has surged by 25% in Europe over the past year, according to CryptoTrends, a specialized firm that released its report on March 10.
To facilitate access, Deblock partners with CoinExchange. The trading platform will allow users to easily convert their euros into EURCV. A strategic partnership that simplifies the process for newcomers to the crypto world. This echoes themes explored in PayPal Launches PYUSD Stablecoin in 68, underscoring the shifting landscape.
Lefèvre does not hide his European ambitions. “We are exploring opportunities in Spain and Germany,” he confides. Deblock wants to become a major player on the continent, not just a small French player. Geographic expansion is part of the medium-term plan, although details remain vague for now.
On the education front, the company is preparing a series of webinars starting in April 2026. The goal? To explain the advantages and risks of stablecoins to potential users. It’s not easy to convince the average person to place their savings in a crypto product, even a stable one. Prejudices persist, and many still associate crypto with wild speculation and scams. Deblock will need to reassure, explain, and demonstrate that its EURCV has nothing to do with Bitcoin’s rollercoaster.
Regulators are watching closely. No official communication yet, but this type of innovation inevitably attracts the attention of financial authorities. Prior approval might be necessary before a massive rollout. Deblock has not specified whether it has already engaged in discussions with the ACPR or the AMF.
Full product details are yet to come. The company promises more in-depth communication in the coming weeks. Analysts and potential clients are waiting to see how this account will work in practice. Hidden fees? Withdrawal conditions? Tax implications? These are all questions that require clear answers before achieving widespread appeal. Industry observers have noted parallels with LBank Unveils Massive World Cup Crypto in recent weeks.
Deblock’s gamble seems bold but risky. Offering 4% in a low-rate environment is tempting for the average saver. But the dependency on the market conditions of the EURCV stablecoin remains a major question mark. The coming months will reveal whether this strategy holds up against the reality of crypto markets.
The Prudential Supervision and Resolution Authority (ACPR) recently tightened its stance on stablecoins. In a technical note from January 2026, the French institution reminds that these products remain subject to traditional banking rules as soon as they offer remuneration. Deblock will thus have to navigate a strict regulatory framework, particularly on solvency ratios and deposit protection. The European Central Bank is also closely monitoring these innovations, fearing a destabilization of the traditional monetary system.
Several European neobanks have attempted similar approaches with varying success. Crypto.com had offered a 3.5% rate on its stablecoin in 2025 before reducing it to 1.8% six months later. Nexo, based in Bulgaria, still maintains 3.2% but limits amounts to 50,000 euros per client. These precedents show the difficulty of maintaining high yield promises over time, especially when savings volumes explode.
