XRP has made headlines today with an impressive 28% price surge, climbing to $2.12. This sudden jump in value has captured the attention of the crypto world, as it’s fueled by two main factors: increasing institutional interest and growing rumors of a potential partnership between Ripple and SWIFT, the global banking network.

While the cryptocurrency market is no stranger to speculative buzz, this particular rumor has taken on a life of its own. If true, the integration of Ripple’s blockchain technology into SWIFT’s network could dramatically increase the utility of XRP, sending its value soaring to new heights. But what’s behind this speculation, and could this rumor lead to Ripple’s biggest breakthrough yet?

SWIFT and Ripple: The Potential Game-Changer

SWIFT, which facilitates international payments for over 11,000 financial institutions worldwide, is a dominant force in the global financial system. If Ripple’s XRP were to become a part of SWIFT’s infrastructure, it could revolutionize cross-border payments and cement Ripple’s place in the heart of global finance.

The idea of a partnership isn’t entirely new. Ripple has been involved in SWIFT’s blockchain pilot programs since 2023, which has led to speculation that a formal integration could be on the horizon. If SWIFT introduces a partnership with Ripple, it could massively increase XRP’s demand, driving the price up significantly.

Some analysts are predicting that an official statement could come as soon as next week, with the conclusion of the SEC vs. Ripple case expected around April 16. The timing is crucial—if Ripple wins its legal battle with the SEC, it could further strengthen the case for XRP’s mainstream adoption.

XRP’s Technical Analysis: Is $3 Within Reach?

XRP’s recent surge has triggered a closer look at its technical outlook. After bouncing from the $2 level over the weekend, XRP reached a weekly high of $2.23, signaling a possible breakout. Analysts are watching to see if XRP can break through resistance at the top of its descending parallel channel. If it succeeds, XRP could be poised to push higher, targeting $2.60, with $3 not far behind.

However, not all signs point to continued gains. The Relative Strength Index (RSI) is showing weak buying momentum, meaning that unless substantial buying volume steps in, XRP could face resistance at key levels. Additionally, XRP’s Point of Control (PoC)—an important historical trading level—may serve as another obstacle to further growth.

Despite these challenges, growing institutional interest and the ongoing speculation around a SWIFT partnership make a jump to $3 seem plausible.

What About the $45 Price Target?

While most analysts are eyeing $3 as a more realistic target for XRP, some are thinking even bigger. Ali Martinez, a well-known crypto expert, suggests that XRP is forming an ascending triangle, with resistance at $2.22. A breakout above this level could trigger a rally toward $2.40.

But some analysts are making bolder predictions. Based on historical price patterns and the potential demand boost from a SWIFT partnership, some have speculated that XRP could reach as high as $45. While such a prediction seems optimistic, it highlights the unpredictable nature of the cryptocurrency market—anything can happen in the fast-moving world of digital assets.

What’s Next for XRP?

As XRP’s price continues to climb, the crypto world is on edge, awaiting confirmation of a SWIFT partnership and the resolution of Ripple’s legal battle. If both factors align in XRP’s favor, it could unlock a new era for Ripple and its cryptocurrency, sending its price to unprecedented levels.

For now, investors are left to speculate and wait. If SWIFT and Ripple do join forces, XRP might just become the wild card the crypto market has been waiting for. Keep an eye on the upcoming developments—XRP could be in for a breakout like never before.