The history of Bitcoin and Altcoin is too short and it is not easy to judge whether it will provide hedge against rising prices.

We live at an age where people strive to own a home.  While it is true that everything should not be seen as a financial investment. To buy a house somewhere, where you love to be can just give you daily satisfaction and happiness. To just walk around and be comfortable and happy in that environment.

Apart from paying back the mortgage, there are overhead, taxes, future unknowns, job lock-in, maintenance, etc., and all these lead one to think that crypto is a much better long-term investment than a home, for many.

However, if you are spending hundreds of thousands of dollars, taking out a 30+ year loan, that is a financial investment. While that is for sure, it is still better then renting a house.

Asset price inflation is the economic phenomenon whereby the price of assets rises and become inflated.  When people talk about inflation, they usually refer to ordinary goods and services, which is tracked by the Consumer Price Index (CPI), and excludes financial assets.

The new choice is like:  You want to own your house for life no matter what the economic state of affairs are (or) own pristine assets like Bitcoin so you don’t need a job or cash flow.

The problem now is the mortgage interest is higher than interest paid on cash. Some people consider that paying off the mortgage in full is like locking up the cash flow in to an asset.

About owning a house with mortgage, and then repaying it on time has some negative effects due to inflation according to analysts.  Inflation eats up the mortgage payments. Thus, as Saylor says “die with debts.”

Some of them feel that refinance is a way to ensure cash flow, others feel that the effect of inflation on mortgage continues to be with refinance.  It is not practically possible to invest everything in Bitcoin and a house cannot be thought of as a not needed investment.  We all need a house to live and of course it is a difficult investment.

A BTC investor who was level headed was like:  “I’m stoked for having 9 years left on 10-year mortgage here in Texas. We couldn’t afford a 40-year mortgage in San Francisco. We have Bitcoins and we are going to buy more. We want financial freedom and I don’t see what’s wrong with paying off a mortgage sooner.”